AI Agents for Wealth Management & Fintech | $99/mo

Scale AUM Without Headcount &
Slash Advisory Onboarding by 75%.

Deploy specialized AI Agents that onboard high-net-worth wealth clients, execute FINRA/SEC risk suitability questionnaires, monitor portfolio drift across custodial platforms, and compile quarterly review briefs — integrated with Schwab and Fidelity. From $99/month. Live in 24 hours.

100 free test credits • Plans from $99/month • Live in 24 hours • SOC 2 Certified
Book a Free Demo Start Free — Plans from $99 →

Works with Schwab Institutional, Fidelity Wealthscape, Orion, and Addepar  ·  No credit card required  ·  Cancel anytime

The Cost of Inaction

Where Your Business Is Quietly Leaking Revenue.

Traditional teams struggle to handle peak volume, after-hours inquiries, and manual data entry. Here is what is costing you every month:

01
Wealth Client Onboarding Takes Weeks of Paperwork
New client account forms (NCAF), ACAT transfer forms, and custodial signature packets take 3+ weeks of back-and-forth emails, causing high-net-worth dropouts.
02
Portfolio Rebalancing Drifts Unnoticed Between Quarters
Advisors struggle to monitor hundreds of household portfolios for asset allocation drift across equities, fixed income, and cash in volatile markets.
03
Preparing Quarterly Performance Reviews Takes Hours per Client
Advisors spend entire weekends pulling custodial statements, calculating time-weighted returns, and drafting PowerPoint decks before client reviews.
The AI Agent Solution

Specialized AI Agents That Never Sleep.
Orchestrated by One Main AI Agent.

Deploy a coordinated team of dedicated sub-agents that solve your revenue leaks, qualify buyers, and automate operations 24/7/365.

Sub-Second Response Across Channels
Answer 100% of incoming inquiries on Webchat, WhatsApp, SMS, and Slack in under 1.2 seconds — day or night.
Live System & CRM Sync
Every interaction, appointment, and qualification score is instantly committed to Schwab Institutional, Fidelity Wealthscape, Orion, and Addepar without manual human data entry.
Autonomous Execution & Approvals
Sub-agents handle 90% of routine workflows autonomously, while flagging high-value threshold tasks for 1-click Slack approvals.
Seamless Setup

Configure Your AI Agent in 4 Simple Steps.

No code. No engineering resources. Live and working with your stack in under 24 hours.

STEP 01
Connect Custodial Data Feeds & Wealth Tech
1-click integration with Schwab Institutional, Fidelity Wealthscape, Orion, Addepar, and Black Diamond.
STEP 02
Ingest Investment Models, Risk Profiles & Compliance Rules
Upload model portfolio asset weightings, FINRA Rule 2111 suitability guidelines, and fee schedules.
STEP 03
Configure Autonomous Wealth Workflows
Enable digital ACAT asset transfers, automated portfolio drift alerts, and tax-loss harvesting screens.
STEP 04
Direct Advisory Operations via Natural Chat
Command the Main AI Agent for total AUM growth, household tax-loss harvesting opportunities, and compliance audits.
Chat-Ops & Prompt-Driven Execution

Everything Done Through Chat.
No Complex Dashboards. No Clunky Menus.

Manage your entire operation directly through natural conversation. Whether in Slack, Teams, SMS, WhatsApp, or Webchat — just tell your AI Agent what to do.

1. Get Reports via Prompt
"Show me this month’s net new AUM, active household account count, asset allocation drift, and tax-loss harvesting candidates."
Report: $42.8M net new AUM ($680M total AUM), 420 household accounts, 12 accounts flagged for asset rebalancing, $340k unrealized tax losses identified.
2. Assign via Prompt
"Initiate digital onboarding packet for high-net-worth client Marcus Vance with $2.4M joint brokerage and IRA transfer."
Generated Schwab NCAF and ACAT forms; dispatched mobile DocuSign packet with identity verification.
3. Schedule via Prompt
"Compile 1-page executive quarterly performance brief for the Sterling Household with benchmark comparison."
Pulled Orion data (+14.2% YTD vs 12.1% benchmark); generated branded PDF with asset allocation summary.
4. Update Schwab Institutional & Orion via Prompt
"Scan taxable equity portfolios for individual positions with >$10k unrealized capital losses for tax harvesting."
Identified 18 taxable accounts; modeled replacement ETF swaps to maintain market exposure without wash sales.
Webchat Widget
WhatsApp Business
SMS & Twilio
Slack Workspace
AI Voice Inbound
Live Interactive Customer Conversation Simulator
Active · Sub-1.2s Response
CU
New client with $1.8M portfolio wants to transfer accounts from Morgan Stanley to our RIA at Charles Schwab.
AUTONOMOUS ACAT TRANSFER & CUSTODIAL FORM COMPILATION
Parsed client Morgan Stanley PDF statement via Vision OCR
Generated Schwab Institutional Account Opening (NCAF) and ACAT transfer forms
Dispatched personalized mobile e-sign envelope via DocuSign with biometric ID verification
Onboarding Packet Dispatched in 45s! Generated Schwab joint brokerage and rollover IRA paperwork with ACAT asset transfer instructions. Sent client mobile e-signature link. Custodial transfer tracking initiated with automated 5-day settlement monitoring.
100%
Lead Coverage Across All Channels
< 1.2s
Average Response & Booking Time
$0
Extra Engineering or Setup Costs
Multiple Specialized AI Agents · One Main AI Agent

One Main AI Agent Handles All Reports.
Specialized AI Agents Do the Specific Work.

Leadership prompts the Main AI Agent for consolidated store reports, pipeline briefings, and approvals. Each department interacts with specialized sub-agents tailored to their workflow in Slack, Teams, or Webchat.

Advisory Leadership Command
Consolidated RIA AUM Performance & Fiduciary Health
Prompt the Main AI Agent for multi-advisor AUM flows, portfolio drift percentages, household tax savings, and SEC/FINRA compliance audits.
Scale AUM to $1B+
Onboards high-net-worth clients in minutes instead of weeks.
Fiduciary Compliance Shield
Automates FINRA Rule 2111 suitability checks and fee audits.
Systematic Tax Alpha
Harvests capital losses continuously to deliver measurable tax savings.
#ria-command
Main AI Agent · CIO Mode
CIO
Marcus Sterling (Managing Partner & CIO)09:00 AM
What is our total RIA AUM this morning, and how many client accounts require rebalancing after yesterday’s tech rally?
Rhino Main AI Agent09:00 AM
RIA Operations & AUM Summary:
• Total Firm AUM: $742.6M across 580 client households.
• Net New AUM This Month: +$18.4M (6 new high-net-worth relationships onboarded).
• Portfolio Rebalancing: 14 accounts flagged with >5% equity drift (Trade blotter staged).
• Tax-Loss Harvesting: $310k in tax losses harvested year-to-date.
• Client Satisfaction: 99.2% retention rate.
Onboarding Specialist
Frictionless Paperless High-Net-Worth Onboarding
Parses existing brokerage statements, auto-populates custodial paperwork (Schwab, Fidelity), and tracks ACAT transfers to final settlement.
Statement OCR Ingestion
Extracts account titles and ticker positions from competitor statements.
1-Click Custodial E-Sign
Pre-populates DocuSign packets ready for client mobile authorization.
ACAT Transfer Tracking
Pings DTCC clearing daily to ensure securities transfer without delays.
#wealth-onboarding
Onboarding Agent
SPEC
Carlos Mendez (Operations Manager)11:30 AM
Track status of $2.2M ACAT transfer for the Harrison Family Trust.
Onboarding Agent11:30 AM
ACAT Transfer Status:
• Delivering Firm: Vanguard | Receiving Custodian: Fidelity Institutional.
• Current Stage: DTCC Stage 3 (Settlement In Progress).
• Expected Settlement: Tomorrow at 4:00 PM EST.
• All assets transferring in-kind with zero forced liquidation capital gains.
Investment Specialist
Disciplined Portfolio Rebalancing & Tax Harvesting
Monitors asset allocation drift against target models, generates disciplined rebalance trade batches, and harvests capital losses without triggering wash sales.
Automated Drift Surveillance
Alerts advisors when equity or bond allocations breach tolerance bands.
Wash-Sale Rule Guardrails
Prevents identical repurchase transactions within 30 days.
Custom Cash Withdrawal Sizing
Raises cash for client distributions by selling highest-cost-basis lots.
#portfolio-rebalancing
Rebalance Agent
SPEC
Elena Rostova (Portfolio Manager)02:00 PM
Raise $50,000 cash for client quarterly distribution from taxable account #9482.
Rebalance Agent02:00 PM
Cash Generation Plan Ready:
• Analyzed 14 equity holdings in account #9482.
• Selected 3 tax-loss lots for liquidation (Generates $50,000 cash and harvests $3,800 in capital losses).
• Zero capital gains tax liability incurred.
• Trade order staged in Schwab Institutional.
Review Specialist
Generates Executive Review Presentations in Seconds
Gathers portfolio returns, asset allocation charts, fee statements, and financial planning milestone progress into beautiful client review decks.
Time-Weighted Return Math
Calculates net-of-fee returns vs custom blended market benchmarks.
Retirement Goal Tracking
Updates Monte Carlo probability of success scores for financial plans.
Branded Presentation PDFs
Generates gorgeous 2-page executive summary PDFs for client meetings.
#client-reviews
Review Agent
ADVISOR
David Miller (Senior Wealth Advisor)04:15 PM
Prepare review brief for upcoming annual meeting with Dr. Robert Sterling.
Review Agent04:15 PM
Meeting Prep Brief Ready:
• Portfolio Value: $4.62M (+14.8% net return trailing 12 months).
• Benchmark Outperformance: +1.4% vs 70/30 Global Growth Index.
• Retirement Monte Carlo Probability: 96% (Fully On-Track).
• Branded 2-page executive summary PDF created and synced to advisor tablet.
Enterprise Features

Everything You Need for Enterprise Automation.

Built for high-volume operations, strict compliance, and effortless multi-channel management.

Sub-Minute Wealth Client Onboarding & ACAT
Extract statement data via OCR, pre-populate custodial paperwork, and track transfers to settlement.
Autonomous Portfolio Drift Surveillance & Rebalancing
Monitor asset allocation drift against target models and generate trade blotters in Orion and Schwab.
Continuous Tax-Loss Harvesting Engine
Identify unrealized losses in taxable accounts and execute replacement ETF swaps without wash sales.
Instant Executive Client Review Presentations
Compile performance attribution, benchmark comparisons, and Monte Carlo updates into branded PDFs.
FINRA Rule 2111 & SEC Fiduciary Suitability
Audit risk tolerance profiles and ensure investment recommendations align with client fiduciary mandates.
Full Wealth Tech Software Stack Sync
Seamlessly connect Schwab Institutional, Fidelity Wealthscape, Orion, Addepar, and Black Diamond.
Native Integrations

Connects to Your Entire Tech Stack.

RhinoAgents connects via secure REST APIs and webhooks in under 15 minutes.

Custodial Platforms
Schwab Institutional & Fidelity Wealthscape
Synchronize household positions, cash balances, trade blotters, and automated ACAT transfers.
Portfolio Accounting & Reporting
Orion Advisor & Addepar
Performance attribution, asset allocation models, billing fee schedules, and client portals.
Digital Custodial Forms
DocuSign & LaserApp
Pre-fill and e-sign custodial new account forms, IRA rollovers, and money movement authorizations.
Financial Planning Software
eMoney & RightCapital
Real-time Monte Carlo retirement plan modeling, cash flow projections, and estate summaries.
Client Communication
WhatsApp & SMS Wealth Portal
Send market update summaries, quarterly review invitations, and secure document notifications.
Operations Control
Slack & Teams Advisory ChatOps
Real-time ACAT settlement alerts, large cash movement notifications, and rebalance trade batch approvals.
Common Questions

Frequently Asked Questions.

Everything you need to know about pricing, setup, and multi-agent operations.

How does the AI accelerate wealth management client onboarding?
When a new client provides their existing brokerage statement, the AI parses account titles, tax IDs, and securities via vision OCR. It populates Schwab or Fidelity NCAF and ACAT transfer forms, and sends a mobile DocuSign link for instant signature in under 2 minutes.
Can it monitor portfolios for asset allocation drift and rebalancing?
Yes! The AI connects to Orion, Addepar, or Black Diamond and monitors household asset weights. If equity or fixed-income allocations drift beyond tolerance thresholds (e.g., >5%), it generates a rebalance trade blotter for advisor approval.
How does the tax-loss harvesting engine avoid IRS wash-sale rules?
The AI identifies individual lots with unrealized losses in taxable accounts. It automatically pairs the sale with a correlated (but not substantially identical) replacement ETF to maintain market exposure while strictly complying with the 30-day IRS Wash-Sale Rule.
Does it integrate directly into Schwab Institutional and Fidelity Wealthscape?
Yes! RhinoAgents connects directly to Schwab Institutional, Fidelity Wealthscape, Orion, and Addepar, ensuring trades, account forms, and valuations stay synchronized.
What does the $99/mo plan include for RIAs and wealth management firms?
The $99/mo plan includes unlimited specialized sub-agents, full wealth tech integrations, 100 free test credits, automated onboarding, and drift rebalancing with zero setup fees.
Is client financial data secure and compliant with SEC and FINRA rules?
Yes. We are SOC 2 Type II certified and adhere to strict SEC and FINRA data privacy regulations. High-net-worth client financial data is encrypted end-to-end and never shared or used to train public AI models.
"RhinoAgents reduced our client onboarding turnaround from 3 weeks to 2 days. Our advisors saved 15 hours each during quarterly reviews, letting us focus on winning new high-net-worth relationships."
Marcus Sterling
Managing Partner & CIO · Sterling Wealth Advisors ($750M AUM)
AI Agents for Wealth Management & Fintech

Connect. Configure. Get Work Done.
Plans from $99/mo.

Your AI Agent connects to Schwab Institutional, Fidelity Wealthscape, Orion, and Addepar in minutes — then works 24/7 qualifying leads, booking meetings, and updating your systems. Live in 24 hours.

Book a Platform Demo Start Free — Plans from $99 →
100 free test credits • No credit card required • Cancel anytime • Live in 24 hours
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