Fraud Reporting Template

Suspicious Charges Require Immediate Action.
Block Fraud Instantly, 24/7.

Delayed responses during fraud report spikes cost money and erode customer trust. RhinoAgents gives your bank a Voice AI agent that immediately locks compromised cards, logs fraud reports, and alerts security teams instantly. Live in under 10 minutes.

❌ Fraud reports delayed by long queues during peak hours ❌ Customer accounts drained before human agents freeze cards ❌ Fraud teams overwhelmed by high ticket backlogs
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24/7
Emergency Intake
< 1s
Card Freezing Lag
100%
Instant Escalation
0
Busy signals
RhinoAgents — Fraud Reporting Dashboard
Emergency Live
Fraud Alerts Today
48
All answered in < 2s
Cards Frozen
31
Instant API Freeze
Instant Escalations
17
Transferred to Specialists
Response Time
< 1s
Zero wait time
Recent Fraud Logs
David P. — Suspicious Charge
$800 charge · Electronics · Escalated
Locked
Laura M. — Lost Card Locked
Card Frozen · Verified Identity
Frozen
Steve J. — Phishing Alert
Reported scam call · Log created
Logged
Angela T. — High-risk charge
● Live now · 0m 44s
Critical
Live Transcript — Angela T.
Caller: I just got a notification about a charge of $800 at an electronics store, but I have my card with me. It's fraud!
AI Agent: I understand your concern, and I will help you secure your account immediately. I have frozen your card ending in 4321 to prevent further charges. Let me transfer you directly to our fraud specialists to dispute this charge and order a replacement card.
Caller: Thank you so much, please do.
AI Agent: Absolutely. Please hold for just a moment while I securely transfer your call and information to a specialist.
AI agent transferring...
Get Started

Go Live in 4 Steps. Secure & Compliant.

Connect securely to your card management systems, define warm transfer routing, select a voice, and start answering.

1
Select Template

Choose the Fraud Reporting template from your dashboard to pre-load critical compliance rules.

2
Link Card Processor

Link your card processing network (Visa, Mastercard, Galileo, Co-op) via secure read/write APIs.

3
Configure Warm Transfers

Set up instant transfer SIP lines. Ensure call metadata is sent straight to your fraud team's screen.

4
Launch Agent

Assign your emergency hotline number to the agent. Hit launch. Your account coverage is secure 24/7.

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The Difference

The Real Cost of Slow Fraud Intake

Fraud doesn't wait for business hours. Don't make customers wait either.

Without AI
Customers put on hold while fraudsters drain funds
Delayed card freezes causing high direct chargeback liability
Frustrated callers repeating dispute details multiple times
Security staff bogged down in routine card freeze workflows
Call spikes during regional breaches crashing queues
With RhinoAgents AI
Every emergency call answered instantly 24/7/365
AI freezes cards via API in < 1 second of fraud confirmation
Warm transfer routes call and verified metadata directly
Staff spends all time on investigation and charge disputes
Unlimited parallel lines absorb extreme call spikes instantly
Capabilities

Secure Fraud Mitigation Capabilities

From immediate freeze actions to warm support routing — safe, quick, and compliant.

Instant Card Freezing

Secures compromised cards via core banking integration in under a second, blocking additional authorization attempts immediately.

Dispute Details Intake

Collects dispute parameters (charge amount, merchant, date) via voice, logging structured reports straight into your ticket queue.

Voice-OTP Verification

Sends temporary codes to verified user phone numbers during calls, authenticating identities before executing card freezes.

Contextual Warm Transfers

Routes high-priority calls directly to fraud analysts. Sends captured call logs beforehand so reps skip the basic intake repeat.

Phishing & Scam Reports

Answers reports of local scam calls or fraudulent emails. Collects threat markers and logs reports for security operations.

Breach Notification Calls

Launches automated alert calls to affected cardholders during security breaches. Verified clients can block cards directly via voice.

Analytics

Emergency Operations Dashboard

Track security logs, freeze event metrics, and active transfer pipelines from one unified panel.

Fraud Intake Logs

Review active alerts, transaction parameters, and block requests in real time. Searchable by account number or date.

PCI-Compliant Transcripts

Full conversational transcripts with strict, automated redaction of sensitive credentials (card CVVs, full card numbers).

Core API Status

Real-time health indicator showing API connectivity with core ledger blocks and card processor lock systems.

Biometric Verification Logs

Monitor verification failure trends, helping identify bot-based social engineering attempts and high-risk callers.

Urgent Risk Classification

Auto-categorizes threats based on caller urgency and charge volume, routing extreme losses to tier-1 security desks.

Automated Risk Reports

Weekly security summaries showing alert volumes, cards locked, average transfer times, and system adoption rates.

Results

Mitigation Metrics

Actual metrics tracked across community banks using the fraud reporting agent.

Metric Before AI Agent After AI Agent
Emergency Wait Time8.2 minutes avg holdInstant (< 2s response)
Average Card Freeze Time9.5 minutes (hold + lookup)< 1 second (Auto-API lock)
Unauthorised Charges Prevented~62% of reported cases98.8% of reported cases
Dispute Filing Intake Time14 minutesUnder 3 minutes
Security Staff Intake Load100% manual call handling82% automated via Voice AI
Success Stories

Banks Already Securing Accounts

How institutions save assets and restore caller peace of mind with voice AI.

Regional Commercial Bank

Direct Fraud Liability Cut by 34%

Automated card freezes cut average hold times from 8 minutes to under 2 seconds. Stopped charge velocity immediately, saving significant direct dispute write-offs.

-34%
Fraud Liability
< 1s
Card Lock Lag
National Credit Union

Intake Hold Times Eliminated

RhinoAgents voice AI absorbs all emergency lost/stolen and dispute intake calls. Analysts receive warm transfers with verified details ready to go.

0s
Average Hold
4.9★
Customer Trust Score
Fintech Card Issuer

97% First-Call Verification Success

Using voice-OTP and security parameter checks, the agent securely locks accounts and dispatches notifications instantly without human intervention.

97%
Auto Verification
82%
Self-Service Rate
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Integrations

Secure Security integrations

Connect directly to your card network endpoints and ticket queues securely.

Processing Networks

Visa DPS, Mastercard IPS, FIS, Galileo, Marqeta, Co-op Financial

Fraud Systems

Falcon Fraud Manager, Verafin, Featurespace, Feedzai, LexisNexis

SIP Warm Transfers

Genesys Cloud, Avaya, Cisco Finesse, NICE InContact, Twilio SIP

Ticketing & CRMs

Salesforce Financial Services, Zendesk, ServiceNow Financial, Jira

FAQ

Common Questions

Understanding card security, compliance, and warm transfer routing.

Immediately. Once a caller verifies their identity and confirms a transaction is fraudulent, the AI triggers a secure API request to your card processor, freezing card credentials in under one second during the call.
Yes. RhinoAgents uses SOC 2 Type II certified networks. We automatically filter and redact credit card CVVs, full card numbers, and verification PINs from voice recordings, transcripts, and dashboard logs.
The AI agent handles caller verification, secures the card, and initiates a SIP warm transfer to your fraud analyst. We push verified customer logs and call metadata directly to the analyst's screen, so the call starts with full context.
If the caller discovers a charge is legitimate during the call (e.g. family grocery run), the agent leaves the card active, cancels the draft report, logs the check event, and asks if there are any other concerns.
🦏 RhinoAgents

Stop Fraud Instantly. Clear the Queues.

Equip your bank with an instant emergency voice AI agent. Freeze compromised cards immediately and transfer callers to analysts with full context.

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