Transaction Enquiry Template

Customers Call With Transaction Queries.
Your Support Team Can't Be Everywhere.

Long hold times to check balances, pending charge confusion, account details search — every delay hurts customer trust. RhinoAgents gives your bank an AI voice agent that instantly resolves transaction enquiries securely, 24/7. Live in under 10 minutes.

❌ Customers waiting on hold just to check their balance ❌ Support lines jammed with repetitive statement requests ❌ Confusion over pending charges causing call center spikes
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24/7
Always answering
95%
Direct match rate
70%
Rep load reduced
0s
Hold Time
RhinoAgents — Transaction Enquiry Dashboard
Live
Enquiries Today
312
↑ 45% vs yesterday
Match Rate
98.4%
Accurate verification
Pending Charges Clarified
92
Resolved via voice
Average Hold Time
0s
Instant response
Recent Enquiries
Sarah K. — Balance Check
Checking Account Balance · Verified
Matched
James L. — Pending Charge
$45.00 pending · Gas Station
Resolved
Robert M. — Statement Request
Sent June Statement to verified email
Emailed
Angela T. — Unknown Charge
● Live now · 1m 02s
Active
Live Transcript — Angela T.
Caller: Hi, I see a charge of $45 on my card yesterday. What is it for?
AI Agent: Let me check that for you. I see a pending transaction of $45.00 at 'Central Grocery' on July 5th. Does that sound familiar?
Caller: Ah yes, that was my grocery run. Thank you!
AI Agent: You're welcome! Is there anything else I can help you with today?
AI agent responding...
Get Started

Live in 4 Steps. No Developer Needed.

Connect securely to your core banking API, define verification steps, select a voice, and start answering.

1
Select Template

Choose the Transaction Enquiry template from your dashboard to pre-load compliance rules.

2
Integrate Core Systems

Securely link your core banking platform or ledger database using our pre-built integrations.

3
Choose a Voice

Select a friendly, professional, or corporate voice. Configure security questions for identity verification.

4
Launch Agent

Route your support line number to the agent. Hit go. Customers get answered instantly.

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The Difference

What Manual Enquiries Cost Your Institution

Simple balance checks shouldn't slow down complex customer needs.

Without AI
Customers on hold for 10+ minutes for balance updates
Support staff buried in repetitive ledger lookups
Pending merchant name confusion leading to false chargebacks
High agent costs for simple, low-value information calls
Slower dispute processing due to caller overflow spikes
With RhinoAgents AI
Every enquiry resolved instantly, 24/7 without fail
AI securely checks database and verifies identity
Detailed charge explanation using merchant registry database
Reps focused entirely on high-value dispute resolutions
Unlimited concurrent calls — zero busy signals or hold queues
Capabilities

What Your AI Agent Handles

From secure verification to core query resolution — your agent manages the lookup lifecycle.

Secure Caller Verification

Authenticates callers securely by asking standard validation parameters (PINs, OTPs) before disclosing any account information.

Real-Time Balance Checks

Checks account ledgers securely and reports current and available balances for savings, checkings, or credit accounts.

Account History Lookups

Answers queries about recent transactions, listing the latest deposits, withdrawals, or debits with dates and amounts.

Pending Charge Explanations

Clarifies merchant naming discrepancies for pending authorizations, resolving caller worries about unknown transactions.

Statement Deliveries

Processes requests for monthly statement copies, instantly sending them to the customer's registered email address.

Smart Dispute Routing

If a caller insists a transaction is fraudulent, the agent captures the details and routes the call to the fraud department.

Analytics

Monitor Every Enquiry in Real Time

Live query tracking, security verification logs, and API performance metrics — in one unified dashboard.

Enquiry Logs

See every transaction query, balance check, and statement request in real time with customer parameters and outcome logs.

Secure Transcripts

Detailed text logs of calls with sensitive details (PINs, full card numbers) automatically redacted for strict privacy compliance.

Core API Sync Status

Monitor connection health between the AI Voice Agent and your core databases (e.g. FIS, Fiserv, Jack Henry) at a glance.

Identity Match Alerts

Get immediate updates when verification attempts fail repeatedly, signaling possible social engineering attacks.

Dispute Intent Tagging

The AI automatically flags calls expressing high frustration over charges so they get prioritized in the dispute workflow.

Query Typology Reports

Categorized reports showing what percentage of calls check balances, look for pending items, or request statements.

Results

Real Operational Savings

Metrics tracked across credit unions and community banks running the agent.

Metric Before AI Agent After AI Agent
Balance Enquiry Hold Time6.5 minutesInstant (0s)
Daily Enquiry Resolutions48% resolved on call 198.2% resolved
Support Queue Dropouts14% abandoned0% abandoned
Cost per Verification & Lookup$8.50$0.45
Statement Request FulfillmentUp to 24 hoursReal-time (<1 min)
Success Stories

Credit Unions Already Winning

How financial institutions automate routine lookups without losing security.

Community Credit Union

Routine Call Volume Cut by 45%

By routing all balance enquiries and statement requests to RhinoAgents, staff phone time dropped significantly, allowing deeper focus on loan originations.

-45%
Call Volume
0s
Hold Time
Modern Fintech App

99% Match Rate on Pending Queries

Integrates our voice agent directly with their merchant mapping database. Resolves "Unknown Charge" complaints instantly via voice.

99%
Match Accuracy
-60%
Dispute Tickets
Regional Savings Bank

100% Secure Self-Service Adoption

Over 12,000 customers verified and resolved balance enquiries via voice AI without exposing credentials or requiring staff intervention.

12k+
Verified Calls
100%
Security Compliance
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Integrations

Works With Your Banking Core

Secure connection models designed for rapid, compliant deployment.

Core Ledger Systems

Fiserv (Signature/Premier), FIS, Jack Henry (Symitar), Temenos

Security Protocols

OAuth 2.0, SAML, Mutual TLS, IP Whitelisting, SOC 2 Type II

SIP & VoIP Providers

Twilio Flex, RingCentral, Cisco Webex, Vonage Enterprise, Avaya

Statement Systems

Doxim, OSG, Output Services, Custom secure SFTP endpoints

FAQ

Common Questions

How the Transaction Enquiry template maintains bank-level compliance.

The agent triggers standard, secure verification patterns. It requests information like card last digits and billing details, or sends an OTP to the registered phone number, verifying it with the core API before disclosing any account specifics.
No. Our SOC 2 compliant security pipeline automatically filters and redacts PINs, OTP codes, account numbers, and credit card numbers from transcripts and logs before they are written.
We integrate with clean merchant registries (e.g. Seglan, Heron) that match raw transaction tags (e.g., 'SQ *MERCH123') to their customer-facing names (e.g., 'Joe's Coffee shop'), allowing the agent to explain charges in terms the customer understands.
If the connection to your core database times out or is slow, the agent explains that system updates are taking place, collects the enquiry details, logs a callback ticket, and gracefully transfers or schedules a callback.
🦏 RhinoAgents

Instant Enquiry Resolution. Safe & Secure.

Automate balance queries, charge explanations, and statement requests with a secure voice AI agent. Keep your hold queues clear for critical dispute calls.

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